Take control of your
financial life.
Your money, automated - It budgets for you, shows you how much you can spend every day, pay upcoming bills and rent, even before payday.
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Your money, automated
Automated bill payments, analyzing your daily expenses & suggesting recommended budget caps on optimal daily expenses
Physical cards
Get physical cards for your everyday spending that works with your budget rules.
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Virtual cards
Get unlimited virtual cards for your bills and subscriptions
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Save and invest
Grow your money like a tree. Improve your savings by up to 10x more
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Features
Stop leaving money on the table
Spend smarter, lower your bills, grow your money and live better.
AutoPilot
Clefin learns how you spend your money, analyzes your expenses, and suggests the optimal amount that you should budget every day. Clefin pays bills for you, shows you how much you can spend, and doesn't stop until you've reached your limit.
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Grow your money like a tree
Our auto-stash feature helps you save for short-term emergencies or long-term goals automatically.
Clefin gives you the opportunity to save regularly and avoid the temptations of spending your hard-earned money on. As a result, you’ll be able to save up for a vacation, pay off debt, or just have a little extra cash on hand.
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Limit over-spending
Set limits, cancel/pause subscriptions anytime. Limit your physical card to be used on specific days, at specific places, and for precise types of spending.
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Make better financial decisions
Get personalised monthly budget advice, with a positive forecast of your earnings. Identify bad spending habits.
- See how much you can spend in a day, every day.
- Know exactly how much you can spend on the things you want to.
- Live a better life.
Our Billers
Billers aggregated on the Clefin platform
Frequently asked questions
Everything you need to know about Clefin
What is Clefin?
Clefin is a holistic financial wellness platform that offers a suite of automated financial tools that include savings and budgeting tools, bill payment, and financial health measurement.
How do virtual cards work?
Each virtual card comes with its own unique card details. This is more secure than sharing the company credit card on hundreds of websites. And cards can be frozen or deleted at any time from within the platform.
Users can manage how much money is on a card at any given time, and can always see who is spending what.
Why is virtual better?
Each virtual card comes with its own unique card details. This is more secure than sharing the company credit card on hundreds of websites. And cards can be frozen or deleted at any time from within the platform.
Users can manage how much money is on a card at any given time, and can always see who is spending what.
Does Clefin provide physical cards?
Yes, you can use debit Mastercards for on-the-go expenses and in-store purchasing. Our physical cards are a great fit for your daily spending because they work with your budget rules.
Are Clefin cards secure?
Clefin Mastercards are protected against fraud by Mastercard’s Zero Liability Protection. Have peace of mind knowing Zero Liability applies to your purchases made in-store, over the phone, online, or via a mobile device, as well as all ATM transactions.
In which countries is Clefin available?
Clefin is available to only Nigeria currently. We would expand to other countries soon.
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.
Take full control of your finances
Join over 4,000+ people already growing with Clefin.